Vehicle Finance Center

Auto Loans

The Westchester Toyota finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Westchester, New Rochelle, and New York to ensure our customers get the right finance program at the most competitive rates.

We strive to work with each customer to ensure their satisfaction. We have financed customers from Bronx to Yonkers. Whether you are right down the road or an hour away from Westchester you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.

How is your credit?

Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.

Our Finance Department

Shopping for a new car can be a hassle. At the end of the day, you want a shopping experience that puts you in the best vehicle to suit your needs and helps you afford it, all in the same place. Here at Westchester Toyota, that’s exactly what we aspire to do. When you’ve finished shopping our fantastic selection of new and used Toyotas, our finance department will be right there to walk you through finding the payment option that works for you.

And better still, this convenience doesn’t mean you have to give up on having the lowest rates or the most advantageous terms. You’ll find that our team of finance experts is equipped to get you the best deal from right here in our showroom. At Westchester Toyota, the path to your next vehicle is smoother than you’ve ever thought it could be. 

Loans

For many drivers, car ownership is something to be proud of. If you’re looking to experience that pride for yourself but need some support to make it happen, an auto loan might be the best choice for you. 

Our finance department works with all of the best lenders, both locally and nationally, to find the best interest rates on your auto loan. Our flexible financing options will ensure that your monthly cost stays in your budget and that you won’t need to give up living your best life to make your car payments.

Here at Westchester Toyota, we believe that a Toyota should be accessible to anyone, including those with a low credit score. If you’re worried about being denied a loan, come in and talk to our team. We’ll find a plan that works for you so that you can start rebuilding your credit with a monthly payment that you can afford.

Trade-Ins

When it comes to maximizing your buying power on your next vehicle, we understand that the value of your trade-in vehicle can be a deciding factor. At Westchester Toyota, we always offer a fair market price for your trade-in. You love your vehicle, and we want to make sure that you get paid what it’s actually worth. Come see us today and find out how much money you can expect to put towards your new Toyota.

Leasing

For other drivers, leasing with us might prove to be the best option. With a lease, rather than paying for the whole lifetime of a vehicle and then needing to sell or trade it in when you decide it’s time for an upgrade, you pay only for your time with it.

You’ll make a monthly payment during the term of your lease, and then, when the lease is up, you’ll be free to buy the vehicle or move on to a new one without a hassle. Lessees enjoy lower monthly payments, lower maintenance costs, and the opportunity to get to know a new vehicle every few years

Financing for Every Shopper

Regardless of your needs, our finance department at Westchester Toyota has you covered. Whether you’re looking for the lowest interest rates, a monthly payment to fit your budget, or a finance plan designed for your work-in-progress credit score, we have the solutions for you. 

If you’re ready to get started, you can fill out our online financing application from the comfort of your own home. When you find your perfect-fit Toyota on our lot, you can rest easy knowing that we’ll find a way for you to drive home in it.